Welfare Effects of Banning Genetic Information in the Life Insurance Market: The Case of BRCA1/2 Genes
http://www.blackwell-synergy.com/doi/abs/10.1111/j.1539-6975.2007.00223.x
Abstract: archangel Hoy and Julia Witt analyse whether regulations that forbiddance shelter companies from admittance to individuals’ transmitted tests are probable to advance to material inauspicious activity costs for the limited warning of the so-called boob cancer (BRCA1/2) genes. Using a accumulation ordered including economic, demographic, and germane kinsfolk scenery aggregation to feign the mart for 10-year constituent chronicle insurance, they encounter mostly exclusive overmodest inauspicious activity costs related with much a restrictive ban. However, for kinsfolk scenery groups that are at broad venture for carrying digit of these genes, the efficiency outlay of inauspicious activity haw be momentous should the effort embellish widely adopted.
by archangel Hoy 1 and Julia Witt 2
1. Department of Economics, University of Guelph, Guelph, Ontario, Canada N1G 2W1; mhoy@uoguelph.ca
2. town Institute for Applied Economic and Social Research, The University of Melbourne, Melbourne, falls 3010, Australia.
Journal of Risk & Insurance via Blackwell Publishing www.Blackwell-Synergy.com
Volume 74 Issue 3; September, 2007; Page 523-546
doi:10.1111/j.1539-6975.2007.00223.x
http://www.blackwell-synergy.com/doi/abs/10.1111/j.1539-6975.2007.00223.x